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Please Read our The comments by me and the materials available at this web site are for on line loans informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Geeeeeeeeeeez can these guys get any sleazier????

I knew when I saw his commercials he was a joke!!!!

Wonder how much money he has take from homeowners???

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice cash loans fast cash loans fast with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please pay day loans las vegas Read bad credit history our I have been using California Law Group in Irvine, CA. I went to the State Bar site first before I contacted them. They have been slow to answer my calls now that my home was sold Oct. My lender states they sent a certified letter to law office, but attorney is claiming they never recieved it. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. When we bought our house a few years back, we went through a installment loans online mortgage broker who walked us through the process and completed all of our loan applications for us. We gave him every documentation of income, assets etc that he asked for - W2s, pay stubs, copies of bank accounts and brokerage accounts etc etc etc.

Fast forward to today and we realize that we may have been victims of mortgage fraud and that the broker may have lied on our loan applications. Our total GROSS income for payday loan store milwaukee the year prior to when we bought the house was - say X - and this included the bonus that hubby had gotten at work. Worse, our signatures are right next to this figure! However, our federal taxable income is only X- 10,000, not X, because of the tax-deferred contribution. The strange thing is that the broker has put in X - 10,000 as the can i get a loan annual income in our loan application with the junior lender.

So, we have two loan applications with two different annual incomes stated on them. Second it is hard to prove fraud on a loan document unless it is blatantly without a doubt, there.

In court a fraud claim would have to be tested and satisfied under what is called rule 12B to even be a valid claim cash loans fast in the court. Banks are protected by the Statutes of Fraud and mistakes on documents are covered under the statute. I believe you are making too much out of this so settle down and enjoy the kids. I do not believe that any fraud was committed using the example you provided. Contributing to your 401k is voluntary so your gross income is still your income personal loan interest rates for loan purposes. If you needed more money to pay your mortgage you could always stop puting money into your 401k. I know for my child support they use my gross income to determine how much I pay and not my taxable income. Now if I was required to put money into personal loans direct lenders my 401k, by my employer, then that would be taken into account but since it is voluntary then they do not. It sounds like we may be in trouble with one of the two as a result of what happened -- if we did not overstate our income with Lender No. I think my next step should be to put in a request with both lenders, asking to see what sort of personal and financial info they have on their files about us from back when we purchased this white elephant. You sound like me trying to make it just right and true. Take it from experieince if you are applying for a mod or loan just let it ride until you hear back from them. I think you should be careful in entering such things because as of now, mortgage fraud is in the trend and it just keeps on increasing this past few years. As a matter of fact, the Federal Bureau of Investigation is cautioning the public against the growing amount of home loan fraud in the nation, which largely is comprised of fraudulent loan applications. The FBI is also warning troubled homeowners to be especially vigilant. They are becoming more vulnerable to modification and foreclosure prevention schemes.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. There are handwritten notations from the processor at WAMU stating to the Broker that the appraisal came in low. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.


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You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

When we went through the loan process, we signed all signature lines and initialed all initial lines.

Now, the lender is coming up with pages such as the fist page of the promissory note which we never initialed or signed off.

Also the mortgage papers were modified without our initials. When we went through the loan process, we signed all signature lines and initialed all initial lines. Now, the lender is coming up with pages such as the fist page of the promissory note which we never initialed or signed off.

Also the mortgage papers were modified without our initials. The comments by me and the materials cash loans fast available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. If you have a mortgage originated by Paramount Equity Mortgage in last few years, I urge you i need a small personal loan to read your closing documents and compare them to the lengthy list of violations outlined in the Statement of Charges (below) and seek advice on whether you have these very serious FEDERAL violations existing in your documents, including Truth In Lending Act, RESPA, and more. If you responded to one of their alluring radio ads about Saving Their Neighbors Money you probably had a closing hangover when you realized that you signed up for a little more than you thought: possibly one or all of: a pre-payment penalty, more fees than you thought, surprise balloon payments...

They are really saving their neighbors money alright... Unchecked greed in government and high finance has stolen the American dream from the very people who made it possible.

If you would like to participate in a Class Action Law Suite against Paramount Equity Mortgage, you can contact me directly here at LoanSafe. At the very least, consider that your loan is probably FULL of material defects, which would allow you to RESCIND IT. That is what we did, cash loans fast and that has been the best weapon. My goal is to get the truth about Hayes Barnard and Paramount Equity at the TOP of the Google rankings.

Since 2007, the LoanSafe forums have helped millions of homeowners cash loans fast over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. In the example in the tool box the person states their whole story about fighting CW. Do you need to put that info on a QWR request or is that request something you are entitled to. I am trying to put together a qwr for my first franklin loan. I copied the letter in the toolbox but am not sure I want to hash out my whole ordeal on a QWR. Your QWR is usually for servicing complaints and you are to list those complaints in the qwr. It also gives you the opportunity to resolve these issues and request documentation that you need to know exactly what you owe, what you paid etc. I use it to cause the servicer some pain and to make them jump through hoops. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I was approved for a loan mod, I signed, notarized and returned documents, made two payments that did not post correctly. I verified that mod was complete and was told they would correct the posting errors, I informed them again that I intended to file for bankruptcy and was told this would not interupt the the process as the mod was complete. Mailed in third payment which they cashed but did not apply correctly again. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.