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Not that they have done anything with my file except shuffle it around. Maybe we could create a channel to upload to on one of the free sites - so people know where to direct their videos of complaint.

YouTube has time limitations(10 min), I have also used Veoh. Chase keeping all their correspondence to phone conversations and then refusing to send written proof of what if going on with your file seems to be intentional.

I keep notes of every conversation - but recorded would be sooooo much better. I sincerely hope President Obama personally listens to this pay day best installment loans loans video. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 cash advance locations years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

My question relates to JP Morgan Chase timeline for foreclosure on a primary mortgage.

We are currently 3 months (Sept, Oct and now Nov 2019) behind and by now I thought we would have received a notice of intent to foreclose letter. In fact, there has been little to no phone calls from them as well. Has anyone had recent experience with this process and can you add to the above breakdown of what documents come when?

We had to do this back in 2015 and we received the intent letter after only 45 days late.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I am a videographer, and of course this year has not been full of work. I installment loan no credit check have been considering doing a documentary on this whole process, and yes using speaker phone when talking with Chase to record their idiotic responses.

Does anyone know the legality of this - since they inform you at the beginning of every conversation that it is being recorded, does that legally entitle you to record as well?

I have had no luck with getting any of the correspondence in writing - my counselor in Imminent Default and his supervisor say they have no authority to send me anything in writing. Not that they have done anything with my file except shuffle it around. Maybe we could create a channel to upload to on one of the free sites - so people know where to direct their videos of complaint.


Tribal loans

YouTube has time limitations(10 min), I have also used Veoh.

Chase keeping all their correspondence to phone conversations and then refusing to send written proof of what if going on with your file seems to be intentional.

I keep notes of every conversation - but recorded would be sooooo much better. I sincerely hope President Obama personally listens to this video. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Almost two years working on modification, denied twice, approved for trial mod last March, made 6 trial payments. Just heard today from my relationships manager that he is sending my docs to his manager today who will then send my docs to the underwriter within 15 days... Almost two years working on modification, denied twice, approved for trial mod last March, made 6 trial payments. They said they realized they had not received financials since July... I suspect they made a mistake in my terms and are using this as an excuse to buy time. I have been sending them financials for two years now and they had the most current financials. Well, as an upate to Chase not honoring my modification docs, I spoke to a rep this weekend who confirmed it was nothing on my end Chase realized they made a mistake and this is why they are having to rework my figures. She thinks they used the wrong principal balance, etc. She was very apologetic and cooperative and was requesting my underwriter and relationship manager please escalate my case as I was crushed at this new development. It will be another 45 to 60 days minimum before I receive the new documents.

I really thought this nightmare was over and had put this all behind me. Beware, even after you are approved and sign and return your documents, they can still find more reasons to delay your case Chase is doing the same crap to me........

I am preparing my docs to send to the attorneys working on the class-action suite. I have reversed my Google searches to actually search for someone who has successfully completed the modification because I have come to the conclusion that you have the left hand of Chase not talking to the right hand of Chase and while one pats you on the back and tells you everything is ok the other is positioning the knife behind your back. However Chase is too BIG to have anyone tell them to do the right thing with politicians in their back pocket.

They record the calls, they keep up and notate the account when we call in, and they have our documents. Chase is without a doubt the worst excuse for a company I have ever seen. These people are robbing Americans of their home by denying them what they promise and say they are going to do. I was approved for a pretrial payment in July 2009 for three months and ended up making payments until June 2010 when I finally received the final loan modification documents. I returned the paperwork in July and after it was lost for nearly 3 personal loan application form weeks they located it. I made my first payment on August 1st of the new loan via EFT through my bank and the money was returned to my account a week later.

I sent the payment via Western Union then a few days later got a call requesting a divorce decree.

On September 1st I started receiving outside foreclosure solicitations. She said my file was closed and I had to start all over. In the meantime, I got a notice on my door that my house will be sold on December 21st. I faxed my paper works twice this morning and got No response receipt. Hi Folks, Just another story to add the the familar stories already posted. They said we got lost in the transition of new guidelines. At 9 months they asked for all the paperwork again, but to keep making the original trial payments that were only supposed to be for 3 months. Underwriting got complete paperwork October 12, 2010 and as of today, no word back from them..... After two long years, Chase finally approved me for a permanent modification. I received and sent off cash advance locations the new revised documents and I actually just made my first actual mortgage payment. I wish all of you the best of luck and I hope all of you get your online payday loans florida cases approved. If you decide to let go--you can and will buy a house again.

Keep in mind this housing crisis will never happen again in our lifetime. Buying the next time will be at the bottom of the market and perhaps more strategically planned on your part.

Remember--the key to our economic recovery is employment and the housing market. Please call HOPE a non-profit and they will review your case and advise you. Call as soon as you can 888-995-4673, they mediate on your behalf with the bank. It is without a doubt the most exhausting and frustrating process I have ever seen. If I could have been paid even minimum wage for the time I have spent, I would have made 6 digits this past year.

Since 2007, the LoanSafe forums have helped cash advance locations millions of homeowners over the last 13 years either save their homes with a loan modification, obtain cash advance locations a short sale, forbearance, or walk away legally from their underwater mortgages. I joined this site today and found it very helpful. I was thnking if we could sticky this post and have everyones status. I thought it would be more helpful and easier to find out how everyone is doing.

People call me a feminist whenever I express sentiments that differentiate me from a doormat or a prostitute - Rebecca West 11 months, hundreds of hours, and just got the trial approval. Needed a few numbers tweaked in the loan mod, then Chase sold it with no notice to either NACA or me. I have been told that my file has been with underwriting for almost two months. I follow up at the given intervals and have a strong feeling they are giving me the run around. Now they are telling me they want a quit claim deed from my ex and copies of his lease!

Last conversation with them is I should be happy if no news is cash advance locations good news since I am still in review. I was told by two different people real cash loans at Chase that if you are a 1099 employee and do not have withholding taxes taken out of your pay, they times your annual earnings by 1. But once I included the taxes in my expenses, it became harder to get progress reports from them by telephone and now months have passed. Re-applied in late October and received approval for a HAMP trial modification in November (friday the 13th!

Made my first trial payment yesterday for my December 1 payment. I was told by two different people at Chase that if you are a 1099 employee and do not have withholding taxes taken out of your pay, they times your annual earnings by 1. If only net income cash advance locations is available, the servicer must multiply the net income amount by 1. No taxes have reduced the net so is the same as gross....

Unlike an employee where employer pays for office rent, supplies, cash advance locations postage etc as self employed you pay it so your net is the equivalent of an employees gross.