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You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Thanks for the replies, I know NY takes a long time but what boggles my mind is that it went to the final stage of foreclosure, assigned to referee, and that was in June 2010!

My BK lawyer had advised we start looking for a place then, but due to financial circumstances we decided to ride it out to the end. I live in NY as well as have been considering going the forecosure route.

Since your BK didnt go through, may I ask how you intend to safeguard yourself from a deficiency judgement? I believe the owner of the mortgage AHMSI or DEutsche bank or whatever trust name is attached, Must bring a foreclosure complaint via the State court.

I believe even tho you filed the BK that whatever entity is claiming ownership must proceed thru the state court system and I believe that Neither of the entities AHMSI, Deutsche, or the name of the trust, have proper STANDING to bring the foreclosure in the state court. I payday loans in ga no credit check personally would not contact AHMSI nor apply for any mods. I would wait it out loans for bad credit not payday loans best unsecured personal loans and force them to file the foreclosure in state court. I live in NY as well as have been considering going the forecosure route.

Since your BK didnt go through, may I ask how you intend to safeguard yourself from a deficiency judgement? Our attorney advised us to wait it out and then file a Chapter 7 after the foreclosure. All along we were receiving letters from the courthouse, each step telling us what was happening next.

Like I said, last notice we got was assignment of referee. From that point you usually have at least a month, the notice has to be published in the newspaper for four consecutive weeks telling the sale date and where. I believe the owner of the mortgage AHMSI or DEutsche bank or whatever trust name is attached, Must bring a foreclosure complaint via the State court. I believe even tho you filed the BK that whatever entity is claiming ownership must proceed thru the state court system and I believe that Neither of the entities AHMSI, Deutsche, or the name of the trust, have proper STANDING to bring the foreclosure in the state court. I personally would not contact AHMSI nor apply for any mods. I would wait it out and force them to file the foreclosure in state court.

I am in NY state and suggest you do a search for bank walkaways,I have discovered several instances where banks have started foreclosures then walked away and filed a notice to release lis pendens meaning they are canceling the foreclosure action.


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You can go to the county clerks office and look up your name and see the lis pendens that was filed and see if a cancellation of the lis pendens was filed. I believe the lis pendens is only good for 3 years but not positive. Check and see if your taxes are still being paid and your insurance policy also. Hi, the bank is still paying taxes and insurance and we are still in the house! Have not made a payment on our primary home in New Jersey since 2009. Appled for a Hamp in Fall of 2012 and was denied a year later. Wells instant payday loans no credit check direct lenders Fargo then sent us a letter that there were no other options for us so they will start foreclosure proceedings. House is not worth anything close to what we paid in 2006. Have not made a payment on our primary home in New Jersey since 2009. Appled for a Hamp in Fall of 2012 and was denied a year later. Wells Fargo then sent us a letter that there were no other options for us so they will start foreclosure proceedings. House is not worth anything close to what we paid in 2006.

If you have not heard from your mortgage company or your servicer in over two years and the taxes are still being paid.. Do not attempt to contact them, what would be the point.. If your file is buried at the bottom of a large stack of other files, then hey, keep it buried.. They will get to you eventually, why speed up the pace.. If you have not heard from your mortgage company or your servicer in over two years and the taxes are still being paid.. Do not attempt to contact them, what would be the point..

If your file is buried best unsecured personal loans at the bottom of a large stack of other files, then hey, keep it buried.. They will get to you eventually, why speed up the pace.. LOL The banks are well aware that NYC will take your house in a minute for not paying taxes and enter in into the NYC tax lien sale. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I have received some great advice here recently about consolidating my payday loans but I am just curious what the consequences may be if I do not pay these loans back?

I have three payday loans I am still trying to take care of and the interest rate on two of them has increased a lot since I got the loans.

I have received some great advice here recently about consolidating my payday loans but I am just curious what the consequences may be if I do not pay these loans back? I have three payday loans I am still trying to take care of and legitimate loans for bad credit the interest rate on two of them has increased a lot since I got the loans. Unfortunately, payday loans have the highest interest best unsecured personal loans rates possible and the you may continue incurring interest charges until the loan is satisfied.


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Depending on what state you are located in and the payday loan laws, they may be able to actually file a suit against you or attempt to garnish your bank account or wages to take care of the loan. You will definitely want to work on trying to settle with them or possibly consolidating the loans like the other thread you have posted.

If they have already threatened to file a suit, you may want to use the link below and find an attorney in your area to go over your situation.

The comments by me and the materials available at this payday loans in san antonio web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. That was about a month ago and we needed to pay rent.

That was about a month ago and we needed to pay rent. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the best unsecured personal loans firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I literally have no money and am on a payment plan for 2 different medical problems. All my money goes on my credit card, meaning instant cash best unsecured personal loans payday loans I put all the money I get on my credit card.

It that the way to go, or is it better to go somewhere where I can talk to someone. Does it make any difference, of where I go to get a payday loan?

I literally have no money and am on a payment plan for 2 different medical problems. All my money goes on my credit card, meaning I put all the money I get on my credit card. It that the way to go, or is it better to go somewhere where I can talk to someone.

Does it make any difference, of where I go to get a payday loan? There are many legitimate payday loan services online and you can probably find a location close by. We have many articles with tips and warnings to look out for when obtaining this quick source of cash..

The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

The interest rate is obscene BUT these guys require the entire amount (plus interest) to be paid back at the next payday.

If you have to do this, this is the only way to payday loans new orleans go - as opposed to the ones that let you pay a fee to keep renewing the loan month after month. Those get you in a loop that is hard to break and will cost everything but your first born. Yes I have been to a few payday loan shops around my town just to inquire about their rates and what they have to offer. The comments by me and the materials available at this web site are for best unsecured personal loans informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the best unsecured personal loans opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

What this means to you as a consumer is that you will get the most accurate, non-biased information here than anywhere on the internet. I have compiled some other reports around the internet and also some links to help you further get educated about this online lender. Most of what I have found is bad, but there is still a lot of good. What toledo loans I am looking for are common complaints and patterns in these stories from pissed off borrowers.

This shows me that they are indeed legitimate and that there appears to be some issues that prospective borrowers need to be aware of.