Best online payday loans for bad credit
He basically ended the call at that point and I have heard nothing since. Afterwards part of me would have liked to hear what he was going to say, though my guess it was just a more senior collections person. On another note, I have noticed quite a few folks recently on these forums reporting that GT has filed suit and they prefer this course of action. My 2nd is a purchase money loan in CA which means they have to FC before they can sue.
Since the 1st is still significantly underwater I dont see that happening anytime soon. However in doing my research I happened to check MERS website and something stood out to me this time.
Both loans were initiated during escrow to purchase the property but they have different note dates. Seemed swift sterling payday loans strange to me because I would expect they both would be dated at the close of escrow.
The 2nd is dated 6 days prior to the 1st and I believe the 1st is correct being dated at the close of escrow. Knowing how GT likes to sue and bend the rules in their favor I wonder if they might use that date difference to suggest it was not a purchase money loan.
On another note, picked up my mail yesterday and I got the monthly GT statement from their asset receivables department. On another note, picked up my mail yesterday and I got the monthly GT statement from their asset receivables department. This week I received best online payday loans for bad credit a letter from GT servicing that BofA is forgiving the 2nd as a result of the DOJ settlement. I hadnt paid it for nearly 2 years but considering this was GT servicing and BofA investor I nearly fell out of my chair with this development. Now I need to reconsider if I want to bail on the home. It was a nice surprise then again I had already resolved myself never to pay that 2nd anyway. Purchase a new home in 2013, moved and rented out the 2007 home.
Continued to pay IO first while renting, however, IO period has ended. The home is still underwater and likely would not net enough in a sale to cover mortgage and seller expenses. My goal next day loans is to short sell the home but not looking likely. So I am contemplating sending the application without bank statements, tax returns, etc. I am in California, its a first mortgage so there is really nothing they can do other than FC or SS. Its non-recourse so they cannot try to collect fast and easy payday loans the deficiency.
Maybe its worth it just to give them everything they want and see what happens? Stretching out the home until the my first interest only period expired seems to have made a huge difference. I waited until the interest only period ended so I was making some income on the rental for a while. The IO period ended this year so stopped paying everything and got several months behind before putting the home on the market. To my surprise it sold quickly and for enough to pay all closing costs and remaining 1st mortgage balance. Now I can watch my credit heal and I am done with that losing investment.
Thanks for all the advice I received on this site, I never could have done this without finding some of the great information and advice of payday solutions the people on this forum. I kind of thought they were independent, but I was trying to be clever! LOL I was going to try and make the arguement that if the SOJL cannot enforce the collection of the debt through the court system than technically there is no legal obligation? I know its a stretch, but I so want to sock it to GT! Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. So I learned today when I picked up my mail that the loan for my new home was transferred to a company called Colonial. Rex I think the later start is probably going to benefit you! I waited a bit too long thinking they might get better unfortunately. You know the saying about trying to catch a falling knife? We had a friend who was interested so we have talked to them but I think they have decided not to rent the place. Will probably list it towards the end of this month. Strangely enough I was concerned about getting it rented as soon as we move out but several friends know people looking for a larger place so we have had several referral inquiries. I cant make up my mind if I want to do a lease or month to month. I have other rental properties and they all started payday loans in columbia sc with a one year lease initially, but after reading some advice from Tom here on these forums I am strongly considering just going month to month. Rex I think the later start is probably going to benefit you! I waited a bit too long thinking they might get better unfortunately.
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I cant make up my mind if I want to do a lease or month to month. I have other rental properties and they all started with a one year lease initially, but after reading some advice from Tom here on these forums I am strongly considering just going month to month. To prevent asking an under-market rent, I always conduct a rental market survey for comparable rentals in a similar neighborhood. I use Craigslist for that I also list Craigslist to list the rental. When I quickly receive a large number of inquiries, I know the price is too low.
I would then pull the listing off the market, conduct another rent survey, then roll it out again. If the property is desirable and well located, a month-to-month is better for the landlord.
In my pro-tenant state savvy landlords often use month-to-month agreements, as leases provide the landlord absolutely no benefit. So only a couple days late but I am honestly astonished at how quiet it has been. I was expecting and had prepared myself to be bombarded by Green Tree Servicing on the 2ND. I got a second one yesterday, very polite I might add. I would love to credit this to my forward thinking of setting up a Google voice number and disconnecting my former home number well in advance of stopping payment, but not so sure. I wonder if the rather tame response from Green Tree has anything to do with the recent class action lawsuit filed against them. Apparently it was filled just this month on April 3 in Mass Federal Court.
GT has stepped up efforts, they called my in-laws cell phones, my cell and even now have my work number. I have no idea how they found my in-laws best online payday loans for bad credit and their cell phone no less that intrigues me to be honest.
Unfortunately the call to my office I picked up before I checked the incoming number so I did speak to their representative and they were hostile right off the bat. On another front we have already started moving into the one hour payday loan new place but the heavy part is in a couple of weeks when the movers show up.
I just wish there was a program so I could modify the 1st on this house. Unfortunately not sure I would qualify for any modification program and the only way I could justify keeping the best online payday loans for bad credit place is if I could mod the existing first. Perhaps some miracle will occur for HAMP III best online payday loans for bad credit that could help but I doubt it.
With the market recovering each month I see less and less incentive for politicians to do anything further to help.... We are in our new house for almost 2 weeks now and its been great paying a significantly reduced mortgage for a nicer home. Of course there is so many projects that my wife wants me to do around the house so sometimes I wonder (in a good way) if this was the right decision! We stopped paying the 2nd on the former house 2 months ago but are able to keep the 1st current with the rent coming in, in fact it will wind up being cash flow positive for a couple of years with these super low rates.
This week now that we are almost 2 months behind, we received the notice of default which I was slightly surprised about considering its not even 60 days late.
I just wish there was a program so I could modify the 1st on this house.