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She explained that all is up in the air there, during this transfer to OCWEN.

She also said I may have to update my package, UGH, it took me weeks to get it completed with them.

Meanwhile, I recieved a statement form OCWEN with a payment due and my back balance, and I certainly cannot do that!!

Just started working again, and husbands business is better. So, we need this LOAN MOD and A reduction in balance. We also have that ATTY GENERAL CLAIM going on with OPTION ONE, as we got our mortgage in 2009 with them. Meanwhile, I recieved a statement form OCWEN with a payment due and my back balance, and I certainly cannot do that!!

Just started working again, and husbands business is better.

So, we need this LOAN MOD and A reduction in balance. We also have that ATTY GENERAL CLAIM going on with OPTION ONE, as we got our mortgage in 2009 with them. Ocwen will be the check advance loans only one who can modify your mortgage and you must follow up with them at least 1-2 times per week while undergoing the process. Whether or not you are working on a loan modification or another foreclosure prevention option, your servicer will ALWAYS continue to send such notices when your account is delinquent. One good fact here is that Ocwen can be one of the better lenders to work with when it comes to loan mods and have offered the best terms we have ever seen.. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed need emergency cash now at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Thank you so much! I will call believe me, and that is good news to hear re: Ocwen being a good lender to work with, thank you! Shall I not bother reaching out to Homeward to assure my Loan Mod package is transfered? Do you believe I will have to begin over as it was complete? Also, what news do you have re: Ma Claim with Atty General and Option ONe? I did mention that in my Loan Mod Package and hope that does help with a Principal Reduciton, which is what we are praying for. I will call believe me, and that is good news to hear re: Ocwen being a good lender to work with, thank you! Shall I not bother reaching out to Homeward to assure my Loan Mod package is transfered? Do you believe I will have to begin over as it was complete? Also, what news do you have re: Ma Claim with Atty General and Option ONe? I did mention that in my Loan Mod Package and hope that does help best online loans with bad credit with a Principal Reduciton, which is what we are praying for.

Well Ocwen actually has their own in-house programs (such as SAM) and they are one of the only lenders we have seen offer true principle reductions..

There payday loans up to 5000 is a chance you will have to resubmit your application over to Ocwen once your loan is updated, but they may just request your most recent paystubs and bank statements. Ocwen should pick up where Homeward left off and if you have any issues with the package or getting your account assigned to a rep do not hesitate to contact this department: best online loans with bad credit The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We never heard a word for the mortgage company AHMSI in over a year and a half. We had to be out by Jan of this year so we moved out Nov 1, 2012. Tried to call mortgage company to tell them we moved out but no one seemed to care. The mortgage company nor the attorney handeling the foreclosure. As of this past Monday no one has yet to take pocession of the house. My brother in law was there Monday getting more stuff out and no one has been there. The house is out of my name and has been since July of last year but what do we have to do to make them take over? I did not leave any damage to the house at all even left on the utilities. They had the right to the house as of Jan and still have not taken possision of it! If it really is out of your name it is done but I would suggest you go to the county recorders office and see if it really is filed and out of your name.

I am seeing instances where the banks doing finalize the process and it stays in your name indefinately,if that is the case move back in. All of our county records are online and it is no longer in my name. It was transferred in July even though we were in our redemption period until Jan 2013. Yes I agree with Ken, this is not your responsibility and it seems like someone at AHMSI has slipped up and did not send a rep down to change the locks or winterize the home since you have been out since Nov.. It is not your fault if someone breaks in the home it is not your property. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

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You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Not my fault if they dropped the ball I guess You need to get all utilities out of your name,if you wait too long you may not be able to get inside if any of the meters are in there Hi Mama392. Maybe you could winterize it then you could shut off the utilities. If it was out of my name and the redemption period is over then I would try not to worry about it anymore. I got rid of my house by calling the attorneys and they filed the paperwork right away but maybe for your peace of mind send them a registered letter telling them the house is vacant?

A realtor is who actually took possession of my house for the bank so maybe you could ask her?

A realtor is who actually took possession of my house for the bank so maybe you could ask her? Good suggestion OverandDone, this realtor is the one who should have gotten everything handled including changing the locks and ordering the home to be winterized.. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Hi Mama392.

Maybe you could winterize it then you could shut off the utilities. If it was out of my name and the redemption period is over then I would try not to worry about it anymore. I got rid of my house by calling the attorneys and they payday loans in el paso tx filed the paperwork right away but maybe for your peace of mind send them a registered letter telling i need free money right now them the house is vacant? I did double check and the utilities are no longer in my name. I tried to contact the attorney when we were moving, he said to contact the bank. I contacted the bank and they said to contact the attorney! Since the utilities are not in your name anymore it sounds like they have assumed possession of it even if it just sits empty. So glad this part of it is over for you and you can move forward now. Since the utilities are not in your name anymore it sounds like they have assumed possession of it even if it just sits best online loans with bad credit empty. So glad this part of it is over for you and you can move forward now.

I doubt they will end up pursuing you for a deficiency judgement later.. Even in states where a deficiency judgement is obtainable the lender must have significant fund or assets to come after.. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the long term loan bad credit individual loans quick and easy author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer I doubt they will end up pursuing you for a deficiency judgement later..

Even in states where a deficiency judgement is obtainable the lender must have significant fund or assets to come after.. Now just to keep heading in the right direction and rebuild our credit and finances stress free My house was foreclosed last year. The bank should have taken possesion of it in Jan of this year.

I just received notice from Homeward that they are transfering servicing of my loan to Owen. Or is this an indicatiion that they will start coming after us for the no employment verification personal loans remainder of the loan? Also, I noticed on this letter, they have my correct new address which I never gave to them. I just received notice from Homeward that they are transfering servicing of my loan to Owen.

Or is this an indicatiion that they will start coming after us for the remainder of the loan? Also, I noticed on this letter, they have my correct new address which I never gave to them. That is strange and I have no idea why they would be sending you such a notice if the home is out of your name and the redemption period has ended..

The comments by me and the materials available at this web site are for informational purposes only and not for best online loans with bad credit the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at payday loan store locations or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer There is not a second mortgage and no 1099 on first.

I think you should check at the county recorders office to be sure if it is out of your name or not,you might be surprised.

The house and all utilities are out of my name and have been for months.