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Deutsche is completely useless as is their settlement agreement. They are not helping homeowner with those old CountryWide loans at all as far as I can tell. We are so close to closing this is the last bit of stress we need!

They most likely want to protect themselves if the sale does not go through. They most likely want to protect themselves if the sale does not go through. I was in a panic when I posted that so yes, I forgot to say we were behind on our payments.

The sale went through and even though we had to pay the NOD fees we walked away with money and hope that in the future we will be able to buy another home. Our housing counselor was surprised they gave us the NOD even though they had the purchase agreement. Anyone doing business with Nationstar needs to assume and plan for the worst in my opinion. I still find that hard to believe but we are moving forward and are happy for it. We got out at the right unsecured loans for bad credit time and consider ourselves lucky tragically millions of others were not as lucky. This forum has been a helpful resource for us for years and has helped hundreds of people and we apply for payday loan online are thankful for the forums efforts. Thank you for sharing your story, and please keep my number handy for when you want to start looking at new homes. I have products that start literally the day after DIL, FC, Short Sale, Bankruptcy with a minimal down payment.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My CA home was foreclosed and sold at auction at the end of Oct 2013. Chase is still calling me and sending me letters to settle on the 2nd loan. I am aware of the one rule act in CA, but am wondering why they are still contacting me? Does it just take some time before they will stop or do I need to do something? My CA home was foreclosed and sold at auction at the end of Oct 2013.

Chase is still calling payday loans oshawa me and sending me letters to settle on the 2nd loan. I am aware of the one rule act in CA, but am wondering why they are still contacting me? Does it just take some time before they will stop or do I need to do something? Your second mortgage is now what we call a sold out junior loan and will likely be sent off to a collection agency online guaranteed payday loans direct lenders payday loan who will continue to try to collect on the account. Have you checked your credit report to see how they are now reporting this account? The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not apply for payday loan online reflect the opinions of the firm or any individual attorney.

Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have gotten wonderful information from this forum since last year that has guided and helped me tremendously, but, am just now in a pickle about these latest developments?? We filed bankruptcy last June, sat tight and have been here up till the forclosure sale. It occured Oct 11th and Northwest trustees sent written notice of this.

So far we have NOT recieved written notification of needing to be quick loan shop out by a certain date. If I understand correct, this is the law to give written notice?? Instead, this morning I recieved a paper notice taped to our gate stating This is a bank owned property and has been determined to be vacant or abandoned...... The notice asked us to call this real estate agent if the home was actually occupied. I did this, emailed actually, and asked that he contact us as we have been waiting to hear from Nationstar and had not and it has only been 14 days since failure of sale at auction and it was not legal to change locks at this point. Even though it did not sell at auction, but just reverted back to them? Not sure about WA, but in my state, the FCing lender has no obligation (post FC) to notify the former property owner about anything. I would deduce this is LPS a repo company that is jumping the gun trying to get an early start as winter is coming. If you do not want them on your property post a no trespass sign and write on the white part of it NO BANK AGENTS OR REALESTATE AGENTS. Check your recording office to see what has been recorded on your property recently. If a sale was stopped previously they are supposed to under Federal and state law serve and mail another sale notice and post in the paper three consecutive weeks before sale. All nonjudicial foreclosure states have the same laws as the Deed of Trust was birthed withiin the US District Court.

Instead, this morning I recieved a paper notice taped to our gate stating This is a bank owned property and has been determined to be vacant or abandoned......

The notice asked us to call this real estate agent if the home was actually occupied. It seems like the rep was mistaken and deemed the property vacant, or maybe she was just jumping the gun like Jeffrey suggested - she obviously prepared this letter before coming down to the property and verifying occupancy.. The apply for payday loan online comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I have not received a 1099 in Jan 2013 or Jan 2014.

I was contacted in May of last year by a national payday loans no teletrack direct lenders collection company and I sent them and do not call letter and requested proof of my loan docs and they are now the owner of the loan.

I was contacted in May of last year by a national collection company and I sent them and do not call letter and requested proof of my loan docs and they are now the owner of the loan. Did you happen to file BK (discharging the mortgage) prior to the foreclosure? The comments by me and the materials available at this web site are apply for payday loan online for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of apply for payday loan online the individual author and may not reflect the opinions of the firm or any individual attorney.

It just seems apply for payday loan online from reading these forums most get a 1099 if there was no bk filed. I would follow the advice from your attorney and forget about the 1099, do what you and your tax preparer deem appropriate. The comments by me and the materials available at this web site are for informational purposes only and apply for payday loan online not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Get free mortgage help today. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. In North Carolina, lenders may foreclose on deeds of trusts or mortgages in default using either a judicial or non-judicial foreclosure process. The judicial process of foreclosure, which involves filing a lawsuit to obtain a court order to foreclose, is used when no power of sale is present in the mortgage or deed of trust. Generally, after the court declares a foreclosure, your home will be auctioned off to the highest bidder. The non-judicial process of foreclosure is used when a power of sale clause exists in a mortgage or deed of trust.

A power of sale clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of the their default. In deeds of trust or mortgages where a power of sale exists, the power given to the lender to sell the property may be executed by the lender or their representative, typically referred to as the trustee. Regulations for this type of foreclosure process are outlined below in the Power of Sale Foreclosure Guidelines.

If the deed of trust or mortgage contains a power of sale clause and specifies the time, place and terms of sale, then the specified procedure must be followed.