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Now the website lists the next possible available phone appt. This is just the last frustrating experience of spending hours trying to schedule and successfully speak with someone at NACA, waiting days and sometimes weeks to even GET a scheduled phone appt. I know NACA is very busy, but this is my home I am trying to save while working full-time to make the money to afford the loan mod if I get it. My first real contact at IndyMac, Chip Garrett, who handles NACA members in foreclosure and NACA have never spoken. Chip Garrett had me send all my updated financials directly to him and not the 800 IndyMac number.
I did 24 hour payday loan direct lender payday loans in dayton ohio that earlier this month and have been waiting for the results from him, which he said could be several weeks.
Now I have been called by another IndyMac individual, Enrique Gonzalez, who wants to verify my income and budget in ORDER TO SUBMIT for loan mod. This was after I sent a letter detailing many inconsistencies between their offer to help info and the need cash now loan actual lack of response to our letters and calls or delayed response and irrelevant response.
He explained that NACA only gets estimates of income and so he has to verify it. I corrected his info and told him that NACA required and continues to require faxed in documentation of income! I submitted updated financial info to NACA who stated they submitted it to IndyMac and have had no response. If so, is NACA going to work with Chip Garrett who says he is working with me? I called CMAC again today and they said they delivered our completed audit on February 23 to NACA and that it then takes three weeks paycheck loan for NACA to upload it to the site and THEN I will know the results of the audit I requested on Nov.
So, on about March 15 I should know the results of the audit. NACA has changed tremendously, There is no one in particular as far as negotiator for a particular servicer. All negotiators respond to all banks that we bad credit loans san antonio have agreements with and try to develop a relationship with the smaller servicers who we do not have a contract with to help homeowners. Kevin Winn handles escalated Negotiation files whether you have been denied or you reject the proposal and so on.
Please can you tell me does NACA work with Homeq servicing and if so will they be at the Home save expo this week. I cant get through to no one at any office, i sent 5 phone appts and no call. For upcomming events you have to keep checking the NACA website. IF you are having trouble scheduling an appt, email me your id so that I can help. If you have foreclosure papers with sale date please fax them in. LaToya Denise Jones i called both numbers no answer, i left a voicemail in response to the email from the loansafe blog. If you have foreclosure papers with sale date please fax them in. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. Hi there - I have been unable to log in with my user id and password for almost a week - My id is 936612, can you help! I have sent e-mails to member services with no response.
Our workshop is this Saturday ( soonest we could get into one ). Can you please advise since I can not 24 hour payday loan direct lender even log in to check? NACA5 I had a phone appointment to talk to a negotiator today at 2pm. Was caller 18 and waited for my turn, then when that time came I was sent to a menu that gave me no options that worked. I have some very time sensitive documents that Citi wants back and they are full of errors.
I am not sure if I submitted everything he wanted due to the poor phone connection. I had to call the OOP last month to get a negotiator assigned. Of course I was very upset and the negotiator replied to my email saying The loan modifications are to bring the account current 24 hour payday loan direct lender and to keep you from going into foreclosure.
All she could do was to escalate the issue I am very frustrated myself. I need to speak with someone about what I need to do.
I need to know if that offer is truly the best that can be had.... I need to know because I need to come up with another payment soon. Some were very helpful but they seemed to have more or less vanished after they had to go to the latest STD event. NACA is trying but are overwhelmed just like most of the servicers.
And both keep getting more in the pipeline but fear winding up in the sewer.
For all that are requesting help, please refer to our list of emails posted in this forum with your naca id number and we will be glad to assist you! I have found stable employment with enough income to pay if the loan get modified. I have trimmed expenses so I can afford a mortgage. Now even the people at the Executive is trying to find every reasons to not do a mod. You will need to go online and follow the ten steps, attend a workshop, send in the documents that are requested and have a counseling appointment with our Home bad credit loans in ohio Save Counselor.
I submitted with NACA in September and was one full month behind at that point. We accepted and waited for paperwork to make first payment. We called NACA repeatedly to tell them still no PW and even began calling BofA after a while. I got a hold of Jonathan Murphy at BofA and he had someone review my file.
We can offer a 6 month Home Saver Forbearance Plan. During the forbearance period, contact servicer immediately if there is a change in the financial situation, and we will reevaluate to see if Also, I am self employed and have had a reduction in income which is why I instant cash loans online in sa am in this sit.
I do have contributing income from another source, but that person is not on the loan. I have missed three phone consults now becuase the time they call never matches up with my appt. I appreciate the calls but would just love to confirm the time zone, loan 5000 I am in CA.
I have completed the workshop, web submission, faxed my docs, sent my docs for forensic audit - now I just need to talk to that live person to get the ball rolling! Can I e-mail back the form letter and fax addresses I have received from NACA servicers or do they not even monitor that info? I was turned down for a loan mod which I had first submitted in April 2009 last month with BofA and we are currently 8 months behind and I am a nervous nelly at this point!
I am in desperate need of assistance from someone at NACA. Our direct payday lender budget was updated last month and the lady totally messed it up. Since 2007, the LoanSafe forums have 24 hour payday loan direct lender helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater how online cash loans same day to get money 24 hour payday loan direct lender with bad credit mortgages. Very simply, this is the only way we can have a complete and accurate record of the modification attempt. When you attended the workshop, you created a second, internal modification file at Wells Fargo that NACA cannot help you with since it was done outside the NACA system.
Wells Fargo now considers the modification request an internal review and has closed your NACA file. Wells Fargo is typically very slow with underwriting reviews, especially since a very large percentage of their loans are FHA and require direct review by FHA as a result. The present situation makes it impossible for NACA to even make an inquiry about the status on your behalf since it is no longer considered a NACA file. Please continue to keep me posted on your progress. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I am new here and find all this information VERY informative!