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I am looking to purchase a home on a land contract after short sale. One short sale specialist told me I could get a mortgage after 14 months since it was a refi instead of a original mortgage. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. When our mortgage company payday loan today wanted to arrange for inspection. The appointment was cancelled as the bank needed to do theirs first, fine. That was completed and then we heard nothing for 4-5 weeks. Then we heard the 2nd Mortgage company approved the sale.

Now we hear the 1st mortgage holder, BOA wants to do another inspection.

But they had not been able to sell this house for the past year and dropped the price several times and the house is not getting any better sitting there.

They have extended our close by date on the contract to almost another month.

There is no reason to believe Bank of America approved the deal. If they had they would not need to be doing an inspection now or more likely it was an appraisal. Just because the realtor said it was approved means nothing,someone at the bank may have said it looks good and should be approved and the realtor took that to mean it was ok. This is very common for short sales,sometimes they go for 6 months before any 24 hour loan answer.

Banks drag their feet like crazy in a short sale deal. I have yet to figure out whether it 24 hour loan 24 hour loan is just incompetence or they have some other agenda. Also, realtors lie, exaggerate, and are incompetent also. It is entirely possible that the realtor misunderstood what BOA told them -- if anything. The listing realtor did everything possible to delay the deal -- starting with not having keys to the house and failing to show up for appointments. We decided to put in a full price offer -- all cash, but put a very short time by which the bank could accept it.

The listing realtor put in her own bid and got hers approved while holding ours out. She did very little to the house and listed it for much, much more than she bought it for. Oh, and I think the agency she was with got rid of her. If you manage to actually close this deal, congratulations! BOA can get out of the contract by dragging the whole thing out until you finally give up. I assume that you have a drop dead date in your contract. We put in a bid on a short sale for full price and have been waiting several months. I think the bank would rather foreclose because then they get all the money instead of just part of it.

We are pretty much about ready to walk away from it. One case in particular we made the first offer on a home even before the listing regional loans agent published the listing.


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There were several other short sales where I contacted the selling agent about a property on day 1 of listing and the agent dodged talking to me almost as if they really didnt want to sell the place.

So while I cannot say for sure what they were up to, I would suggest never trusting what a selling agent tells you about a short sale. Several mentioned the fact they are doing an appraisal.

Well they already did one back in Febuary now they want another, what for? I looked it up on google and found an article that says that they (bank)had an offer for this price, price and deal was approved but the deal 24 hour loan fell through for whatever reason.

I then found other info that said the seller (person who purchased the home and is loosing it) will agree to that price.

Realtor says that there is a negotiator assigned to the deal that is an Independent that is not bank, realtor, seller or buyer associated. My thoughts are maybe something is missing on the first appraisal??? Agent says she has closed deals with the rep at the bank and that she is confident it will go though... Also original contract had a close by date and when we asked about that date that is approaching, we were told the bank push it up 1 month. How can you go in and make emergency cash loan changes to a contract without an agreement? Thank you all for your input if anything I gather some intel and get to vent a bit. The explanation from the (totally clueless) realtor was oh that bank always does it that way. So if you are not expecting something like this, it could really mess things up for you. The bank actually accepted my bid on that property (or so I was told) verbally.

Since it was long past my drop dead date, I told them to do just that. As for the date in the contract: In my opinion, if the contract is going to be changed, both parties have to agree. But definitely thanks for the heads up to look for things like that, they should not be there and you never know what life throws at you and you should not be boxed in. I have a friend that has a family member that started their journey about 1 month before we did and they have a closing date set for this month, april. So If this new date they mentioned is true, then it went on schedule with theirs. But definitely thanks for the heads up to look for things like that, they should not be there and you never know what life throws at you and you should not be boxed in. I have a friend that has a family member that started top pay day loans their journey about 1 month before we did and they have a closing date set for this month, april.

So If this new date they mentioned is true, then it went on schedule with theirs. Generally speaking when a lender is placing those conditions as part of the SS they are doing so to prevent the 24 hour loan current owner from gaining anything from the SS.


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We put in a bid on a short sale for full price and have been waiting several months. I think the bank would rather foreclose because then they get all the money instead of just part of it. We are pretty much about ready to walk away from it.

So what happens to your contract if they decide to go to foreclosure, and what does that paper means anyway if they are moving dates and in your case look like they are going to ignore the whole thing anyway? Well in my case we heard from the realtor, said that the process is taking longer cause they had to start over (? IDK) said that 2nd mortgage has agreed and that 1st will do so this month. She sounds optimistic said the process is being handled by a 3rd party that is not the bank or seller. So if that is any indication personal loan application of our time line then the May date is probably good. Update for those who are going through this and are trying to get the gist of how this all comes together. They are the ones that look at the appraisals, and all instalment loans online paperwork to determine the price for the home.

So In my case I responded to a listing that had just reduced the price advertised as an approved price and gave a full price offer.

Update for those who are going through this and are trying to get the gist of how this all comes together.

They are the ones that look at the appraisals, and all paperwork to determine the price for the home. So In my case I responded to a listing that had just reduced the price advertised as an approved price and gave a full price offer. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I am working with a short sale specialist realtor who told me that B of A could approve my short sale but Fannie Mae could turn it down and I would probably not have time to agree to a mortgage agreement with B of A so I would be foreclosed on. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author poor credit lenders and may not reflect the opinions of the firm or any individual attorney. Please Read our They have their own internal processes.

No one really knows who will get approved best place to get a personal loan with bad credit and who will not.

Yes, it is common for them to decline, but also not 24 hour loan 24 hour loan impossible to get an approval. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions payday loans albuquerque of the firm or any individual attorney.

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. The only solution I see if for the Realtors to agree to a reduced commission which will reduce the closing costs. The comments by me and the materials available at this web direct lenders payday loans online site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. I went through a short sale with HSBC this past payday loans comparison year. I was delighted to find out that the mortgage forgiveness act was extended to 2014. Even if you did not receive a Form 1099-C, you must report canceled debt as gross income on your tax return unless one of the exceptions or exclusions described later applies. Here is a link to the IRS: The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.