1000 loan no credit check

Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. My loan is down to 240k and HELOC with chase is 22k. I paid a shady guy who since passed to modify my mortgage. My 2nd now was given to 5 lakes agency from Chase a few years ago. Dealt with them last week and asked for a settlement to pay less. In 2009 I went through bk13 and the mortgages were left out. Not sure if they will release debt, settle it or come after me for the full 1000 loan no credit check balance. If they released the lien on the property, then you no longer owe any money. If they released the lien on the property, then you no longer owe any money. They have my original lender listed and that has changed. They listed chase still, but on chases end there is nothing. Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

I have been trying to get an email for the Executives--thanks! I imagine many who are seeking a loan mod with Chase did not realize this alone caused the processing of their loan mod to fail. I have discovered many flaws in the Underwriting process for the HAMP program as well as their Interanal Mod program.

I know thousands of modifications are being denied wrongfully. It is imprortant to contact HOPE--who mediates your case with Chase, or any bank. They do not guarantee a positive result, but fast cash online loans they reverify your documentation (financials) and push to get an answer.

They will review your financials, 1000 loan no credit check and represent you in pursuing your loan modification.

They apply pressure to either get a decision or assist you in what needs to be done!

You will not get conflicting information from them.

They report to the Treasury Dept--somewhat of a watchdog.

They do not guarantee a positive outcome, but they can navigate through their screwed up system. Document all your calls in detail, and let them take some of the stress off your back. Whatever the outcome---HOPE reports to Washington and they certainly confirm they Servicers are failing to assist homeowners in retaining their homes. Chase has caused me to have a near nervous breakdown.

Having a problem with them right now because they have no biweekly options and I think that is ridiculous, do you have their updated contact information so I can start emailing them. Also, everyone sign my petition for Chase to start to have a biweekly option and then also I would like to make that a requirement for payday direct lenders only all mortgage lenders.


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Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages. We can settle with them now, but had to stop paying, to get any response. Now they offered a trial payment plan, which may not include a balance modification.

Should we accept the TPP and see if their modification will reduce balance, or not respond at all? Since 2007, the LoanSafe forums have helped millions of homeowners over the last 13 years either save their homes with a loan modification, obtain a short sale, forbearance, or walk away legally from their underwater mortgages.

Hi i have searched similar threads and have not found any information on this, it may be a very stupid question.

Our situation is: we filed Bk 7 in 2010, we had a HELOC with Chase which we stopped paying, never reaffirming the debt but maintained payments for the 1st with HSBC. I question this since there was not lien document and the original Open ended deed of trust (dated 2004) had the following stamp on it Accomodation only. This instrument filed for record by Ticor Title company is an accomodation only, it has not been examined as to its execution or as to is effects upon the title. We want to refinance the 1st and stay in the house.

Does this document cloud the cash register desk title if we were to sell? This is not a stupid question because it is not clear. Sometimes the only way to find the lien is through a deep title search rather than just checking with the county recorder. In my 20 years in real estate and in counseling homeowners, I have never seen a 2nd lien disappear or not be called up during a refinance or sell the home. With that said, I would bet the 2nd lien is still there and it will hinder any refinance attempts unless you negotiate a settlement with them so they can release the lien. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet.

You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney.

Please Read our This is not a stupid question because it is not clear. Sometimes 1 hour payday loan the only way to find the lien is through a deep title compare pay day loans search rather than just checking with the county recorder. In my 20 years in real estate and in counseling homeowners, I have never seen a 2nd lien disappear or not be called up during a refinance or sell the home.


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With that said, I would bet the 2nd lien is still there and it will hinder any refinance attempts unless you negotiate a settlement with them so they can release the lien. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I am going to check with Chase, i will need to research some of the threads here to find the right person to talk to at the corporate level. Correct me if i am wrong, since the loan has been discharged, do you know if there will be tax implications as far as them sending us anything forgiving the debt? I am thinking no, since the debt was discharged and the settlement we send is really to get the title clear? I was thinking of just going to HSBC (they hold the first) and trying to refinance but i do not want Chase to come back for the full amount. Per the IRS, If your debt is forgiven or discharged for less than the full amount you owe, the amount of guaranteed loan the canceled debt is taxable and you must report the canceled debt on your tax return for the year the cancellation occurs. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Per the IRS, If your debt is forgiven or discharged for less than the full amount you owe, the amount of the canceled debt is taxable and you must report the canceled debt on your tax return for the year the cancellation occurs. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem.

The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our I called the recovery department and the HELOC was under the purged accounts.

I wish i had the money back then but we had medical bills. There is probably about 150K in equity but i really cannot afford any additional monthly payment. Is there any such thing as refinancing the first without upsetting the apple cart on the discharged 2nd (HELOC)?

We do not want to move or sell, i just want to get a fixed 1st.

There is no way to refinance the first mortgage without the second mortgage subordinating to the first which they will not do unless they get paid. The only other way to get that equity is to sell the home. The problem you have now is they know how much equity you have 1000 loan no credit check and may decide to foreclose in order to get their money back. The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice.

Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions payday loans missouri of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our There is no way to refinance the first mortgage without the second mortgage subordinating to the first which they will not do unless they get paid.

The only other way to get that equity is to sell the home. The problem you have now is they know how much equity you have and may decide to foreclose in order to get their money back.

I have been checking with the 1st on refinancing and allowing an additional amount to take out to pay the 2nd.

I also want to see if i can negotiate a better amount with Chase so i can get the 60K reduced. The 1st is asking for a settlement letter 1000 loan no credit check but if i have chase do that and the loan does not get approved or do not get the loan then i am afraid i will be in a bad situation and not able to meet the agreement. Also the 1st HSBC who is doing the refi mentioned the following? Do you know of any programs that can help with a situation like this.

Right now i am trying to work with Chase separately from the refi. She said as soon as i have the funds to call her and she will submit it to the higher ups to see if the would accept it. Once i have the funds i am asking her to send me 1000 loan no credit check something in writing that confirms that they will release the lien on the house with the payment of the 8K.